DISCLAIMER OF WARRANTY

All information on this Website is provided "AS IS" without warranty of any kind. STEPHENS INC. makes no representations, guarantees or warranties, either express or implied, as to the accuracy, completeness or timeliness of the information contained on this Website and expressly disclaims any warranties of merchantability or fitness for a particular purpose and disclaims any obligation to update or correct any information contained in this Website that may become inaccurate or dated.

LIMITATION OF LIABILITY

By accessing this Website, you assume all of the risk associated with using it. STEPHENS INC. is not liable for any losses or harm to you and/or any third parties as a result of visiting this Website and/or the use of information obtained on this site, including but not limited to, personal or business financial losses, damage to computer hardware, software, or destruction of data due to a virus. In no event will STEPHENS INC., its affiliates, officers, directors, employees, agents, contractors, suppliers, licensors or successors be liable to you for damages of any kind, including, but not limited to, direct, special, indirect, consequential, or incidental damages arising from your use of this Website even if you notify STEPHENS INC. of such possibility.

ELECTRONIC COMMUNICATION

When using this site, you agree not to use E-mail to send messages to STEPHENS INC. giving instructions about your account, including, but not limited to, any order to buy or sell any security, contract or financial instrument of any kind, to transfer funds or to transmit any other time-sensitive instructions. STEPHENS INC. will not be liable for any act or failure to act based on an E-mail message that you have sent to STEPHENS INC. You agree to assume sole responsibility for any action taken in good faith by STEPHENS INC. based upon any E-mail message received by STEPHENS INC. from you. WARNING: All E-mail sent to or from this Website address will be received or otherwise recorded by the STEPHENS INC. corporate E-mail system and is subject to archival, monitoring or review by, and/or disclosure to, someone other than the recipient.

LINKED SITES

STEPHENS INC. may from time-to-time provide "hypertext links" and/or "hyperlinks" on its website for your convenience but it has not reviewed these linked sites for accuracy of contents and makes no warranty nor assumes any responsibility for the content or use of a linked site. Your use of a linked site is at your own peril, and STEPHENS INC. assumes no responsibility or liability for any losses or adverse consequences resulting from your and/or a third party’s use of a linked site. Such information and links are provided only as a convenience and not as a result of any endorsement of the site or its contents by STEPHENS INC.

STEPHENS INC. MAKES NO REPRESENTATION OR WARRANTY AND ASSUMES NO LIABILITY REGARDING THE QUALITY, SAFETY, ACCURACY, OR SUITABILITY OF ANY INFORMATION OR SOFTWARE FOUND ON ANY INTERNET SITE NOT UNDER STEPHENS INC.'S CONTROL, INCLUDING, BUT NOT LIMITED TO, ANY WEBSITE THAT MAY BE ACCESSED THROUGH A LINK AVAILABLE ON ThIS WEBSITE.

COPYRIGHT

The information contained on this Website is the property of STEPHENS INC. or of third-parties that have supplied or licensed information to Stephens Inc. and is protected by applicable copyright, patent, trademark or other intellectual property law. If you download any information from this site, you agree that you will not copy, re-distribute or sell it to any other person or persons or remove or conceal the copyright on such information. You shall not use the Information or Services for any unlawful purpose. You shall comply with any request made by STEPHENS INC. for the purpose of protecting rights in the Information.

NO INVESTMENT ADVICE

STEPHENS INC. does not intend to provide investment advice through this Website, does not represent that any securities are suitable for you or for any particular person and does not through this Website recommend the purchase, sale or holding of any securities mentioned in the Website. You shall make an independent evaluation of the investment merits and suitability of any such securities for your particular situation. Such Information shall not be deemed to be a solicitation of a transaction by STEPHENS INC. or any other person.

COMPUTER VIRUSES, ETC.

YOU AGREE THAT STEPHENS INC. SHALL NOT BE LIABLE FOR ANY HARM CAUSED BY THE TRANSMISSION, THROUGH THE INFORMATION, OF A COMPUTER VIRUS, OR OTHER COMPUTER CODE OR PROGRAMMING DEVICE THAT MIGHT BE USED TO ACCESS, MODIFY, DELETE, DAMAGE, CORRUPT, DEACTIVATE, DISABLE, DISRUPT, OR OTHERWISE IMPEDE IN ANY MANNER THE OPERATION OF ANY SOFTWARE, HARDWARE, DATA OR PROPERTY OF YOURS OR ANY OTHER PERSON.

GOVERNING LAW

This Agreement and all the terms herein shall be governed by and construed in accordance with the laws of the State of Arkansas without giving effect to principles of conflicts of law.

MODIFICATIONS

STEPHENS INC. may modify this Agreement at any time upon written notice or posting to the Website. If you use the Website after such notification of changes in the Agreement, you shall be bound by all such changes. Should any term or provision of this Agreement be deemed or held to be invalid or unenforceable, the remaining terms and provisions shall continue in full force and effect.

INDEMNIFICATION

You hereby agree to indemnify and hold harmless STEPHENS INC. and all of its directors, officers, employees, control persons, vendors, contractors, suppliers, licensors and agents from and against any and all claims, losses, liabilities, damages, costs and expenses (including reasonable attorney's fees and costs) arising out of or related to your breach of agreements, representations and warranties contained in this Agreement or the use of the information contained in this Website(i) in violation of this Agreement, (ii) in violation of any rights of STEPHENS INC. or any other person indemnified hereunder, including (but not limited to) copyright, patent, trade secret, trademark, or other intellectual property rights and publicity and privacy rights, or (iii) in violation of any applicable law, rule or regulation. This indemnification shall be binding upon you and your executors, heirs, successors and assigns.